You may well enjoy running your kebab shop and be justifiably proud of what you've achieved, yet all this could vanish if you're simply unlucky and end up having to pay out huge sums of money following an accident or disaster. This is why kebab shop insurance may be of interest to you.
Kebab shop insurance can often be provided as part of general business insurance. Policies of that nature break down into a number of specific types to protect you against certain forms of risk. These risks are typically summarised as originating from:
claims from members of the public injured on your property (or who suffer damage to their property in similar circumstances) - this is called public liability insurance;
claims from your customers that they have suffered problems as a result of your products - typically this comes under product liability insurance;
business interruption due to the theft or destruction of your equipment and premises;
claims from employees (by law this may even include casual or voluntary helpers) that they have been injured while progressing work on your behalf - this is called employers' liability insurance and will be mandatory in many situations;
the loss of your ability to work following an accident and injury - this is typically covered by personal accident insurance.
With an insurance for kebab shop policy some or all of these risks may be covered, depending on the particular policy features of the cover you purchase, so do check what the cover entails.
It's worth noting that if you do not have insurance and suffer one of the above misfortunes, then it will be your private finances that will need to meet the bill. So if you need to urgently replace your grills and ovens, the costs may hit you hard without insurance to help.
In cases involving action against you by a third party, the courts will not be thinking primarily of whether or not you played an intentional part in the incident but only whether or not you are legally liable. Their awards against you may be very high depending upon the levels of injury or damages sustained by the other party.
Kebab shop insurance may be a sensible investment that could help your business survive and continue following bad luck. Finding out more may be advisable.
Trevor J Roberts is the editor of Quote4shops, a new site aimed at providing access to some of the UK's best commercial shop insurance. If you are looking for kebab shop insurance then apply online or complete an enquiry form.
Article Source: http://EzineArticles.com/expert/Trevor_J_Roberts/533922
Article Source: http://EzineArticles.com/3619020
0 komentar:
Posting Komentar